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Beginner’s Guide to Buying Your First Property in India

Pre-Purchase Checklist

Before diving into property hunting, ensure you’ve covered these essentials:

Budget Planning:

• Determine your total budget including registration, stamp duty, and interior costs.

• Factor in EMIs if you’re taking a home loan.

Legal Verification:

• Check property title and ownership history.
• Ensure the land is free from litigation and encumbrances.

Financing Options:

• Compare home loan offers from banks and NBFCs.
• Understand interest rates, tenure, and eligibility criteria.

Builder Reputation:

• Research past projects, delivery timelines, and customer reviews.
• Prefer RERA-registered builders for added security.

Common Mistakes to Avoid

Avoid these pitfalls that many first-time buyers fall into:

• Relying solely on verbal promises from builders.
• Skipping legal due diligence.
• Ignoring hidden costs like maintenance deposits or GST.
• Not verifying RERA registration.
• Overstretching finances beyond comfort.
• Relying solely on verbal promises from builders.

How SCDA Infra Simplifies the Process

SCDA Infra offers a streamlined experience for first-time buyers:

• Client-Centric Approach: Trusted by over 900 clients for their real estate needs.
• Free Expert Consultation: Personalized advice with no consultancy charges.
• Wide Property Portfolio: From plots to luxury villas across Delhi-NCR.
• Transparent Dealings: Legal clarity and documentation support.

How SCDA Infra Importance of Documentation & RERA Approval Simplifies the Process

Proper documentation is non-negotiable:

• Essential Documents:
  • Sale deed
  • Title deed
  • Encumbrance certificate
  • Approved building plan
  • Occupancy certificate (for ready-to-move homes)
• RERA Registration:
  • Ensures builder accountability.
  • Protects buyers from delays and fraud.
  • Offers grievance redressal mechanisms.

Role of Advisors & Consultants

Professional guidance can make or break your investment:

• Why You Need Them:
  • Help assess market trends and future growth.
  • Assist with legal and financial paperwork.
  • Negotiate better deals and payment plans.
• SCDA Infra’s Edge:
  • Offers AI-powered advisory and strategic insights.
  • Helps match properties to your lifestyle and investment goals.